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What Should you do after a car accident?

Most drivers at some point will be involved in a car accident. We hope you'll beat the odds, but just in case, its good to know these
steps so that you can stay safe and streamline the claim process.

1. Check for injuries and then move to safety.

Does anyone need immediate medical attention? If so, call an ambulance. Turn on your hazards then move yourself and others out of harms way.

3. Call the police

An officer should come out to complete an accident report. Get a copy of the report, or information exchange document, as well as the officer’s name, badge number and phone number

5. Take pictures and look for witnesses

Record as many accident details as possible, from the date and time to whether or not any guardrails or other structures were damaged. Take photos and write down what other drivers, passengers and eyewitnesses say.

7. Check in with yourself

Do you need to see a doctor or take a day off work? Prioritize your physical and mental health in the hours that follow — even small accidents require recovery time.

2. Stop your car

Whether you think you’re at fault or not, don’t leave the scene, even after a minor accident. If possible pull your car into the closest parking lot or shoulder. You don’t want to be charged with a hit-and-run or risk having your license revoked.

4.Limit conversation to the facts

Let the police and insurance companies determine fault. Be polite, but limit your conversation to exchanging key insurance and driver information.

6. File a Claim

You can do this right away or once you get home, but be sure to file as soon as you can. You can find claims contact information on our website https://wilgusins.com/claims/

8. call us to help

If you can’t remember any of this, call us from the scene. We’re here to help.

Securities offered through Nationwide Securities, LLC., member FINRA, SIPC. DBA Nationwide Advisory Services, LLC. in AR, CA, FL, IL, NY, TX and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies. Representatives of Nationwide Securities, LLC may only conduct business with residents of the states in which it is properly licensed and/or registered. Please note that not all of the products and services that may be mentioned are available in every state.

Products are underwritten by the issuing life insurance company. Insurance products are subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states.

Copyright © 2019 Wilgus Insurance Agency Inc.

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